Reliance First Capital, LLC
Overview
Reliance First Capital, LLC sponsors a self-funded health plan that covered 713 participants in plan year 2025, down 12% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 713 · prior year 808
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Reliance First Capital, LLC Ancillary Benefits Plan, plan 518 (713 participants)
- Broker compensation
- $46K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Cigna Health and Life Insurance Company and Affiliates | Dental | 403 | $166K | $18K |
| New York Life Group Insurance Company of New York | Life, Long-term disability | 308 | $142K | $17K |
| Aflac | Short-term disability | 25 | $64K | $8K |
| UnitedHealthcare Insurance Company | Vision | 689 | $21K | $3K |
| Evernorth Care Solutions, Inc. | Employee Assistance Program | 770 | $5K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 713 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Reliance First Capital, LLC
- Sponsor EIN
- 26-2261031
- Plan number
- 518
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 26-2261031 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Reliance First Capital, LLC Employees Savings Trust
- Type
- 401(k) plan
- Participants
- 321
About this data
Source: Reliance First Capital, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Reliance First Capital, LLC.