Morgan Stanley Domestic Holdings, LLC
Overview
Morgan Stanley Domestic Holdings, LLC sponsors a self-funded health plan that covered 662 participants in plan year 2025, up 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 662 · prior year 644
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Morgan Stanley Retiree Reimbursement Account Plan, plan 522 (662 participants); Morgan Stanley Retiree Medical Plan, plan 521 (598 participants)
- Broker compensation
- $1.1M across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Metropolitan Life Insurance Company | Long Term Care, Life, Short-term disability, Long-term disability, Dental | 73,808 | $75.4M | $768K |
| Vision Service Plan | Vision | 32,615 | $12.3M | — |
| Kaiser Foundation Health Plan, Inc. | Medical, Prescription drug, HMO | 835 | $12.3M | — |
| MetLife Legal Plans | Legal | 12,981 | $3.2M | — |
| Prudential Insurance Company of America | Long Term Care | 771 | $3.0M | $276K |
| Hawaii Medical Service Association | Medical, Prescription drug, PPO | 218 | $1.8M | — |
| Cigna Health and Life Insurance Company | Medical, Prescription drug, Dental | 86 | $1.2M | — |
| Life Insurance Company of North America | Business Travel Accident | 49,916 | $399K | — |
| The Paul Revere Life Insurance Company | Long-term disability | 158 | $118K | $8K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 662 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Morgan Stanley Domestic Holdings, LLC
- Sponsor EIN
- 20-8764829
- Plan numbers
- 522, 521
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 20-8764829 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Morgan Stanley 401(k) Plan
- Type
- 401(k) plan
- Participants
- 78,524
About this data
Source: Morgan Stanley Domestic Holdings, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Morgan Stanley Domestic Holdings, LLC.