Junior Achievement, USA
Overview
Junior Achievement, USA sponsors a self-funded health plan that covered 1,644 participants in plan year 2024. The plan year starts in May. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,644
- Plan year
- Begins May 1 · next renewal May 2027
- Health plans filed
- Junior Achievement USA Health and Welfare Benefit Trust, plan 503 (1,644 participants)
- Stop-loss carrier
- HCC Life Insurance Company
- Broker compensation
- $141K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| HCC Life Insurance Company | Stop-loss | 694 | $831K | $96K |
| Metropolitan Life Insurance Company | Life, Long-term disability | 1,574 | $565K | $45K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,644 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2024
- Plan sponsor
- Junior Achievement, USA
- Sponsor EIN
- 84-1223492
- Plan number
- 503
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 84-1223492 in the Department of Labor's EFAST2 Form 5500 search.
About this data
Source: Junior Achievement, USA's Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Junior Achievement, USA.