Koch Foods Incorporated
Overview
Koch Foods Incorporated sponsors a self-funded health plan that covered 7,982 participants in plan year 2025, up 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 7,982 · prior year 7,752
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Koch Foods Incorporated Employee Benefits Plan, plan 501 (7,982 participants)
- Stop-loss carrier
- HM Life Insurance Company
- Broker compensation
- $2.3M across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Principal Life Insurance Company | Dental, Life, Short-term disability, Long-term disability, PPO | 7,982 | $8.2M | $549K |
| Liberty National Life Insurance Company | Accident, Cancer, Critical Illness, Hosp | 1,817 | $5.6M | $1.7M |
| HM Life Insurance Company | Stop-loss | 7,758 | $1.0M | — |
| Ameritas Life Insurance Corp. | Vision | 6,370 | $376K | $42K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 7,982 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Koch Foods Incorporated
- Sponsor EIN
- 36-4313836
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 36-4313836 in the Department of Labor's EFAST2 Form 5500 search.
About this data
Source: Koch Foods Incorporated's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Koch Foods Incorporated.