US LBM Holdings, L.l.c.

Buffalo Grove, IL Wholesale tradeNAICS 423300

Self-funded health planPlan year 2025Renews January
13,749Participants+0% vs. prior year
$32.6MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#2 of 29Wholesale trade in ILBy participants

Overview

US LBM Holdings, L.l.c. sponsors a self-funded health plan that covered 13,749 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
13,749 · prior year 13,710
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
US LBM Holdings, L.l.c., plan 501 (13,749 participants)
Broker compensation
$923K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Standard Insurance CompanyLife, Short-term disability, Long-term disability12,810$6.0M$872K
Vision Service PlanVision7,506$1.0M$51K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$32.6M/ year

Estimated prescription spend: 13,749 participants × $2,371 national average per member. Usually higher once dependents are counted.

$848K–$2.1M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$248K–$619K
Lower-cost therapeutic alternatives$362K–$756K
Generic pricing vs. actual cost$156K–$469K
PBM contract terms$81K–$244K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
US LBM Holdings, L.l.c.
Sponsor EIN
27-0923448
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 27-0923448 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: US LBM Holdings, L.l.c.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with US LBM Holdings, L.l.c..

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