Kodiak Building Partners

Englewood, CO RetailNAICS 444110

Self-funded health planPlan year 2025Renews January
7,157Participants+4% vs. prior year
$17.0MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 11Retail in COBy participants

Overview

Kodiak Building Partners sponsors a self-funded health plan that covered 7,157 participants in plan year 2025, up 4% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
7,157 · prior year 6,895
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Kodiak Health and Welfare Plan, plan 501 (7,157 participants)
Broker compensation
$579K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Standard Insurance CompanyShort-term disability, Life, Long-term disability5,840$3.7M$492K
Standard Inusrance Company—856$308K$87K
Aetna Life Insurance Co.Dental639$95K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$17.0M/ year

Estimated prescription spend: 7,157 participants × $2,371 national average per member. Usually higher once dependents are counted.

$441K–$1.1M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$129K–$322K
Lower-cost therapeutic alternatives$188K–$394K
Generic pricing vs. actual cost$81K–$244K
PBM contract terms$42K–$127K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Kodiak Building Partners
Sponsor EIN
32-0449100
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 32-0449100 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Kodiak BP 401(k) Plan
Type
401(k) plan
Participants
6,352

About this data

Source: Kodiak Building Partners's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Kodiak Building Partners.

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