Labatt Food Service, L. L. C.

San Antonio, TX Wholesale tradeNAICS 424400

Self-funded health planPlan year 2025Renews January
1,442Participants+11% vs. prior year
$3.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#16 of 45Wholesale trade in TXBy participants

Overview

Labatt Food Service, L. L. C. sponsors a self-funded health plan that covered 1,442 participants in plan year 2025, up 11% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, vision, long-term disability, death benefits.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,442 · prior year 1,305
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Labatt Food Service, L. L. C. Health Benefit Plan, plan 501 (1,442 participants)
Broker compensation
$207K across insured contracts
MedicalLife insuranceVisionLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Humana Insurance CompanyDental, Vision1,042$707K$59K
Unum Life Insurance Company of AmericaLife, Long-term disability1,326$364K$61K
Zurich American Insurance CompanyDeath and Lost Wages1,746$214K$83K
Denticare, Inc.Dental, HMO161$41K$3K
Provident Life and Accident Insurance CompanyLife57$19K$931

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.4M/ year

Estimated prescription spend: 1,442 participants × $2,371 national average per member. Usually higher once dependents are counted.

$89K–$219K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$26K–$65K
Lower-cost therapeutic alternatives$38K–$79K
Generic pricing vs. actual cost$16K–$49K
PBM contract terms$9K–$26K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Labatt Food Service, L. L. C.
Sponsor EIN
26-0421158
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 26-0421158 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Labatt Food Service Employees' Profit Sharing Plan
Type
401(k) plan
Participants
2,097

About this data

Source: Labatt Food Service, L. L. C.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Labatt Food Service, L. L. C..

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