Visual Comfort Corporation of America

Houston, TX Wholesale tradeNAICS 423600

Self-funded health planPlan year 2024Renews January
1,599ParticipantsFirst year on file
$3.8MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#14 of 45Wholesale trade in TXBy participants

Overview

Visual Comfort Corporation of America sponsors a self-funded health plan that covered 1,599 participants in plan year 2024. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,599
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Visual Comfort & Co. Health & Welfare Plan, plan 510 (1,599 participants)
Broker compensation
$48K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Delta Dental Insurance CompanyDental1,795$634K—
Unum Life Insurance Company of AmericaLife, Short-term disability, Long-term disability2,330$214K$17K
Unum Insurance CompanyAccident, Critical Illness515$123K$30K
Metropolitan Life Insurance CompanyVision1,253$69K$129

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.8M/ year

Estimated prescription spend: 1,599 participants × $2,371 national average per member. Usually higher once dependents are counted.

$99K–$243K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$29K–$72K
Lower-cost therapeutic alternatives$42K–$88K
Generic pricing vs. actual cost$18K–$55K
PBM contract terms$9K–$28K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
Visual Comfort Corporation of America
Sponsor EIN
76-0040335
Plan number
510
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 76-0040335 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Visual Comfort Corporation of America's Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Visual Comfort Corporation of America.

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