Visual Comfort Corporation of America

Houston, TX Wholesale tradeNAICS 423600

Self-funded health planPlan year 2025Renews January
1,427ParticipantsFirst year on file
$3.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#17 of 45Wholesale trade in TXBy participants

Overview

Visual Comfort Corporation of America sponsors a self-funded health plan that covered 1,427 participants in plan year 2025. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,427
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Visual Comfort & Co. Health & Welfare Plan, plan 510 (1,427 participants)
Broker compensation
$154K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Symetra Life Insurance CompanyAccident, Critical Illness, Hospital, Life, Long-term disability, Short-term disability1,416$791K$154K
Delta Dental Insurance CompanyDental1,849$687K—
Metropolitan Life Insurance CompanyVision1,606$88K$70

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.4M/ year

Estimated prescription spend: 1,427 participants × $2,371 national average per member. Usually higher once dependents are counted.

$88K–$217K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$26K–$64K
Lower-cost therapeutic alternatives$38K–$78K
Generic pricing vs. actual cost$16K–$49K
PBM contract terms$8K–$25K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Visual Comfort Corporation of America
Sponsor EIN
27-1280247
Plan number
510
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 27-1280247 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Visual Comfort Corporation of America's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Visual Comfort Corporation of America.

Request a correction · Methodology