Lands' End, Inc.

Dodgeville, WI Wholesale tradeNAICS 423990

Self-funded health planPlan year 2025Renews January
1,615Participants-11% vs. prior year
$3.8MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 16Wholesale trade in WIBy participants

Overview

Lands' End, Inc. sponsors a self-funded health plan that covered 1,615 participants in plan year 2025, down 12% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,615 · prior year 1,824
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Lands' End Inc. Health Care Plan, plan 501 (1,615 participants)
Broker compensation
$136K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Lincoln National Life Insurance CompanyLife, Long-term disability4,379$1.4M$96K
Vision Service PlanVision1,438$236K$32K
MetLife Legal PlansLegal306$69K$8K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.8M/ year

Estimated prescription spend: 1,615 participants × $2,371 national average per member. Usually higher once dependents are counted.

$100K–$245K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$29K–$73K
Lower-cost therapeutic alternatives$43K–$89K
Generic pricing vs. actual cost$18K–$55K
PBM contract terms$10K–$29K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Lands' End, Inc.
Sponsor EIN
36-2512786
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 36-2512786 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Lands' End, Inc. Retirement Plan
Type
401(k) plan
Participants
4,760

About this data

Source: Lands' End, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Lands' End, Inc..

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