Las Vegas Sands Corp.

Las Vegas, NV HospitalityNAICS 721120

Self-funded health planPlan year 2025Renews January
720Participants+1% vs. prior year
$1.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#6 of 6Hospitality in NVBy participants

Overview

Las Vegas Sands Corp. sponsors a self-funded health plan that covered 720 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
720 · prior year 716
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Las Vegas Sands Corp. Insurance Package, plan 501 (720 participants)
Stop-loss carrier
Partnerre America Insurance Co.
Broker compensation
$104K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Partnerre America Insurance Co.Stop-loss796$892K$104K
United of Omaha Life Insurance CompanyLife, Accident Only Voluntary, Long-term disability, Term Life - Voluntary756$755K—
Vision Service PlanVision680$98K—
Mutual of Omaha Insurance CompanyAD&D Voluntary Stand Alone347$40K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.7M/ year

Estimated prescription spend: 720 participants × $2,371 national average per member. Usually higher once dependents are counted.

$44K–$109K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$13K–$32K
Lower-cost therapeutic alternatives$19K–$40K
Generic pricing vs. actual cost$8K–$25K
PBM contract terms$4K–$13K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Las Vegas Sands Corp.
Sponsor EIN
27-0099920
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 27-0099920 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Las Vegas Sands Corp. 401(k) Retirement Plan
Type
401(k) plan
Participants
1,122

About this data

Source: Las Vegas Sands Corp.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Las Vegas Sands Corp..

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