Resorts World Las Vegas

Las Vegas, NV HospitalityNAICS 721120

Self-funded health planPlan year 2025Renews January
2,530Participants-13% vs. prior year
$6.0MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#3 of 6Hospitality in NVBy participants

Overview

Resorts World Las Vegas sponsors a self-funded health plan that covered 2,530 participants in plan year 2025, down 13% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,530 · prior year 2,916
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Resorts World Las Vegas Welfare Benefit Plan, plan 501 (2,530 participants)
Broker compensation
$323K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Unum Life Insurance Company of AmericaShort-term disability, Long-term disability, Life1,923$1.0M$141K
Unum Insurance CompanyAccident, Critical Illness, Hospital Indemnity490$298K$84K
Eyemed Vision CareVision2,989$261K$43K
Alpha Dental of Nevada, Inc.Dental599$115K$6K
PHC of Nevada Inc. DBA Harmony HealthcareEmployee Assistance Program4,635$56K—
Delta Dental Insurance CompanyDental2,494—$49K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$6.0M/ year

Estimated prescription spend: 2,530 participants × $2,371 national average per member. Usually higher once dependents are counted.

$156K–$385K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$46K–$114K
Lower-cost therapeutic alternatives$67K–$139K
Generic pricing vs. actual cost$29K–$86K
PBM contract terms$15K–$45K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Resorts World Las Vegas
Sponsor EIN
32-0444144
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 32-0444144 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Genting USA 401(k) Plan
Type
401(k) plan
Participants
7,303

About this data

Source: Resorts World Las Vegas's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Resorts World Las Vegas.

Request a correction · Methodology