Wynn Resorts, Limited

Las Vegas, NV HospitalityNAICS 721120

Self-funded health planPlan year 2025Renews January
6,000Participants-2% vs. prior year
$14.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 6Hospitality in NVBy participants

Overview

Wynn Resorts, Limited sponsors a self-funded health plan that covered 6,000 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
6,000 · prior year 6,115
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Wynn Resorts, Limited Group Health Benefit Plan, plan 501 (6,000 participants)
Stop-loss carrier
UnitedHealthcare Stop Loss-United Health
Broker compensation
$1.0M across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Sun Life Assurance Company of CanadaLife, Short-term disability, Long-term disability5,941$5.0M$641K
UnitedHealthcare Stop Loss-United HealthStop-loss, Stop Loss4,372$3.3M—
Delta Dental Insurance CompanyDental9,191$3.2M—
Alpha Dental of Nevada, Inc.Dental, HMO1,963$561K$28K
Eyemed Vision Care on Behalf of the Fidelity Security Life Ins. Co.Vision10,364$492K$4K
Legal Access Consulting, LLCLegal924$157K$24K
Aetna Life Insurance CompanyMedical321$138K$22K
Behavioral Healthcare Options, Inc.Employee Assistance Program6,000$121K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$14.2M/ year

Estimated prescription spend: 6,000 participants × $2,371 national average per member. Usually higher once dependents are counted.

$370K–$912K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$108K–$270K
Lower-cost therapeutic alternatives$158K–$330K
Generic pricing vs. actual cost$68K–$205K
PBM contract terms$36K–$107K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Wynn Resorts, Limited
Sponsor EIN
46-0484987
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 46-0484987 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Wynn Resorts, Limited 401(k) Plan
Type
401(k) plan
Participants
10,979

About this data

Source: Wynn Resorts, Limited's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Wynn Resorts, Limited.

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