Lvmh Moet Hennessy Louis Vuitton,inc

New York, NY Finance & insuranceNAICS 525100

Self-funded health planPlan year 2025Renews January
12,003Participants+1% vs. prior year
$28.5MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#4 of 59Finance & insurance in NYBy participants

Overview

Lvmh Moet Hennessy Louis Vuitton,inc sponsors a self-funded health plan that covered 12,003 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports dental, vision, long-term disability, severance.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
12,003 · prior year 11,948
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Lvmh Moet Hennessy Louis Vuitton, Inc. & Affiliates Medical and Dental Benefit Plan, plan 506 (12,003 participants)
Stop-loss carrier
HCC Life Insurance Company
Broker compensation
$94K across insured contracts
MedicalDentalVisionLong-term disabilitySeveranceOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Kaiser Foundation Health Plan, Inc.Medical, Prescription drug588$6.5M—
HCC Life Insurance CompanyStop-loss8,414$2.3M$42K
Hawaii Medical Services AssociationMedical, Prescription drug274$1.8M—
Sun Life & Health Insurance CompanyLong-term disability10,407$1.5M—
Vision Service PlanVision6,694$1.4M—
Lincoln National Life Insurance CompanyLeave Administration Services, Long-term disability, Short Term Disability ASO21,960$967K$19K
Headspace, Inc.Employee Assistance Plan11,284$783K—
Metropolitan Life Insurance CompanyMedical, Dental2,047$703K$33K
Sun Life Assurance Company of CanadaBasic Short Term Disability807$661K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$28.5M/ year

Estimated prescription spend: 12,003 participants × $2,371 national average per member. Usually higher once dependents are counted.

$740K–$1.8M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$216K–$541K
Lower-cost therapeutic alternatives$316K–$660K
Generic pricing vs. actual cost$137K–$410K
PBM contract terms$71K–$213K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Lvmh Moet Hennessy Louis Vuitton,inc
Sponsor EIN
13-3870253
Plan number
506
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 13-3870253 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Lvmh Affiliates' 401(k) Plan
Type
401(k) plan
Participants
17,966

About this data

Source: Lvmh Moet Hennessy Louis Vuitton,inc's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Lvmh Moet Hennessy Louis Vuitton,inc.

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