Mercedes-Benz USA, LLC

Sandy Springs, GA Wholesale tradeNAICS 423100

Self-funded health planPlan year 2025Renews January
1,233Participants-1% vs. prior year
$2.9MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#11 of 26Wholesale trade in GABy participants

Overview

Mercedes-Benz USA, LLC sponsors a self-funded health plan that covered 1,233 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,233 · prior year 1,241
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Mercedes-Benz USA, LLC Retiree Medical Plan, plan 510 (1,233 participants)
Broker compensation
$300K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilitySeveranceDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Sun Life Assurance Company of CanadaLife, Long-term disability3,061$2.8M$197K
Kaiser Foundation Health Plan Inc.Medical, Prescription drug, HMO100$1.4M$45K
Vision Service PlanVision2,722$583K$58K
Headspace, Inc.Employee Assistance Program3,135$167K—
Federal Insurance CompanyBusiness Travel Accident3,114——

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.9M/ year

Estimated prescription spend: 1,233 participants × $2,371 national average per member. Usually higher once dependents are counted.

$76K–$187K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$22K–$56K
Lower-cost therapeutic alternatives$32K–$68K
Generic pricing vs. actual cost$14K–$42K
PBM contract terms$7K–$22K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Mercedes-Benz USA, LLC
Sponsor EIN
22-2375138
Plan number
510
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 22-2375138 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Mercedes-Benz USA, LLC Employees' Retirement Savings Plan
Type
401(k) plan
Participants
5,164

About this data

Source: Mercedes-Benz USA, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Mercedes-Benz USA, LLC.

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