Martin's Famous Pastry Shoppe, Inc.

Chambersburg, PA ManufacturingNAICS 311800

Self-funded health planPlan year 2025Renews January
1,232Participants+9% vs. prior year
$2.9MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#50 of 105Manufacturing in PABy participants

Overview

Martin's Famous Pastry Shoppe, Inc. sponsors a self-funded health plan that covered 1,232 participants in plan year 2025, up 9% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,232 · prior year 1,133
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Martin's Famous Pastry Shoppe, Inc. Welfare Benefit Plan, plan 503 (1,232 participants)
Broker compensation
$64K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
The Guardian Life Insurance Company of AmericaVision, Life, Long-term disability1,232$1.3M$64K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.9M/ year

Estimated prescription spend: 1,232 participants × $2,371 national average per member. Usually higher once dependents are counted.

$76K–$187K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$22K–$56K
Lower-cost therapeutic alternatives$32K–$68K
Generic pricing vs. actual cost$14K–$42K
PBM contract terms$7K–$22K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Martin's Famous Pastry Shoppe, Inc.
Sponsor EIN
25-1291977
Plan number
503
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 25-1291977 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Martin's Famous Pastry Shoppe, Inc. 401(k) Profit Sharing Plan
Type
401(k) plan
Participants
1,501

About this data

Source: Martin's Famous Pastry Shoppe, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Martin's Famous Pastry Shoppe, Inc..

Request a correction · Methodology