Truck-Lite Co., LLC

Erie, PA ManufacturingNAICS 326100

Self-funded health planPlan year 2025Renews January
1,263Participants+8% vs. prior year
$3.0MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#48 of 105Manufacturing in PABy participants

Overview

Truck-Lite Co., LLC sponsors a self-funded health plan that covered 1,263 participants in plan year 2025, up 8% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,263 · prior year 1,169
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Truck-Lite Health and Welfare Plan, plan 505 (1,263 participants)
Broker compensation
$129K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Delta Dental of MichiganDental3,446$895K$16K
Vision Service PlanVision1,630$331K$5K
Unum Insurance CompanyHospital, Critical Illness, Accident351$271K$47K
First Unum Life Insurance CompanyLife, Short-term disability, Long-term disability1,263$265K$28K
Unum Life Insurance Company of AmericaLife383$164K$28K
Pre-Paid Legal Services Inc. DBA LegalshieldLegal96$19K$3K
Employee Services, Inc.Employee Assistance Program66$14K—
Zurich American Insurance CompanyBusiness Travel Accident1,263——

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.0M/ year

Estimated prescription spend: 1,263 participants × $2,371 national average per member. Usually higher once dependents are counted.

$78K–$192K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$23K–$57K
Lower-cost therapeutic alternatives$33K–$69K
Generic pricing vs. actual cost$14K–$43K
PBM contract terms$7K–$22K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Truck-Lite Co., LLC
Sponsor EIN
27-4034515
Plan number
505
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 27-4034515 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Truck-Lite Co., LLC Thrift Plan
Type
401(k) plan
Participants
884

About this data

Source: Truck-Lite Co., LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Truck-Lite Co., LLC.

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