Mayo Clinic
Overview
Mayo Clinic sponsors a self-funded health plan that covered 85,058 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 85,058 · prior year 84,412
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Mayo Clinic Health & Welfare Benefits Plan, plan 502 (85,058 participants); Mayo Clinic Retiree Health Reimbursement Arrangement, plan 524 (3,869 participants)
- Broker compensation
- $2.6M across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Prudential Insurance Company of America | Life, Accidental Death & Dismemberment, Long-term disability, Supp Health - Hospital Indemnity, Supp Health - Accident, Supp Health - Critical Illness | 96,402 | $68.3M | $2.1M |
| Fidelity Security Life Insurance Company | Vision | 77,483 | $6.4M | — |
| Arag Insurance Company | Legal Insurance | 33,702 | $3.7M | $482K |
| Hartford Life and Accident | Business Travel Accident | 79,159 | $186K | $34K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 85,058 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Mayo Clinic
- Sponsor EIN
- 41-6011702
- Plan numbers
- 502, 524
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 41-6011702 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Mayo 403(b) Plan
- Type
- Defined contribution plan
- Participants
- 114,636
About this data
Source: Mayo Clinic's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Mayo Clinic.