Mcleod Health
Overview
Mcleod Health sponsors a self-funded health plan that covered 5,615 participants in plan year 2025, down 28% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 5,615 · prior year 7,854
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Mcleod Health Flexible Benefits Plan, plan 506 (5,615 participants)
- Broker compensation
- $861K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Life Insurance Company of North America | Life, Long-term disability | 3,008 | $4.5M | $205K |
| Reliastar Life Insurance Company | Short-term disability | 6,047 | $2.2M | $615K |
| Companion Life Insurance Company | Vision | 5,872 | $685K | $42K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 5,615 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Mcleod Health
- Sponsor EIN
- 51-0473500
- Plan number
- 506
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 51-0473500 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Mcleod Health 401(k) Plan
- Type
- 401(k) plan
- Participants
- 13,825
About this data
Source: Mcleod Health's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Mcleod Health.