Meskwaki Bingo Casino Hotel

Tama, IA Arts & recreationNAICS 713200

Self-funded health planPlan year 2025Renews January
1,332Participants0% vs. prior year
$3.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#2 of 2Arts & recreation in IABy participants

Overview

Meskwaki Bingo Casino Hotel sponsors a self-funded health plan that covered 1,332 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,332 · prior year 1,332
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Meskwaki Bingo Casino Hotel, plan 504 (1,332 participants)
Stop-loss carrier
QCC Insurance Company
Broker compensation
$364K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Principal Life Insurance CompanyLife, Short-term disability890$514K$84K
QCC Insurance CompanyMedical, Stop-loss456$498K$248K
Colonial Life & Accident Insurance Co.Cancer Policy294$192K$33K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.2M/ year

Estimated prescription spend: 1,332 participants × $2,371 national average per member. Usually higher once dependents are counted.

$82K–$202K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$24K–$60K
Lower-cost therapeutic alternatives$35K–$73K
Generic pricing vs. actual cost$15K–$45K
PBM contract terms$8K–$24K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Meskwaki Bingo Casino Hotel
Sponsor EIN
42-1287035
Plan number
504
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 42-1287035 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Meskwaki Bingo Casino Hotel's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Meskwaki Bingo Casino Hotel.

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