MHM Services, Inc.

Sterling, VA Health careNAICS 624100

Self-funded health planPlan year 2025Renews January
9,173Participants+14% vs. prior year
$21.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#4 of 34Health care in VABy participants

Overview

MHM Services, Inc. sponsors a self-funded health plan that covered 9,173 participants in plan year 2025, up 14% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
9,173 · prior year 8,054
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
MHM Services, Inc. Comprehensive Health and Welfare Benefit Plan, plan 505 (9,173 participants)
Broker compensation
$669K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Life Insurance Company of North AmericaLife, Long-term disability, Accidental Death and Dismemberment9,173$4.3M$35K
Hartford Life and AccidentAccident, Critical Illness, Hospital Ind4,462$1.7M$634K
Vision Service PlanVision6,575$712K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$21.7M/ year

Estimated prescription spend: 9,173 participants × $2,371 national average per member. Usually higher once dependents are counted.

$565K–$1.4M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$165K–$413K
Lower-cost therapeutic alternatives$241K–$505K
Generic pricing vs. actual cost$104K–$313K
PBM contract terms$54K–$163K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
MHM Services, Inc.
Sponsor EIN
82-5316510
Plan number
505
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 82-5316510 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Centurion 401(k) Savings Plan
Type
401(k) plan
Participants
12,688

About this data

Source: MHM Services, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with MHM Services, Inc..

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