Midwest Motor Express, Inc.

Dothan, AL Transportation & logisticsNAICS 484120

Self-funded health planPlan year 2025Renews January
1,465Participants+18% vs. prior year
$3.5MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#2 of 2Transportation & logistics in ALBy participants

Overview

Midwest Motor Express, Inc. sponsors a self-funded health plan that covered 1,465 participants in plan year 2025, up 18% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,465 · prior year 1,238
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Midwest Motor Express, Inc. Health & Welfare Benefit Plan, plan 508 (1,465 participants)
Broker compensation
$60K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Standard Insurance CompanyLife, Long-term disability, Short-term disability978$817K$49K
Vision Service PlanVision625$112K$11K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.5M/ year

Estimated prescription spend: 1,465 participants × $2,371 national average per member. Usually higher once dependents are counted.

$90K–$223K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$26K–$66K
Lower-cost therapeutic alternatives$39K–$81K
Generic pricing vs. actual cost$17K–$50K
PBM contract terms$9K–$26K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Midwest Motor Express, Inc.
Sponsor EIN
45-0187740
Plan number
508
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 45-0187740 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Midwest Motor Express, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Midwest Motor Express, Inc..

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