AAA Cooper Transportation
Overview
AAA Cooper Transportation sponsors a self-funded health plan that covered 6,037 participants in plan year 2025, up 2% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 6,037 · prior year 5,900
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- AAA Cooper Transportation Health and Welfare Benfit Plan, plan 505 (6,037 participants)
- Broker compensation
- $800K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Standard Insurance Company | Life, Long-term disability | 6,037 | $5.3M | $620K |
| Humana Insurance Company | Vision | 4,493 | $652K | $43K |
| Metropolitan Life Insurance Company | Dental, Vision | 624 | $499K | — |
| Colonial Life & Accident Insurance Company | Short-term disability | 417 | $441K | $94K |
| Combined Insurance | Life | 159 | $167K | $33K |
| U.S. Legal Services, Inc. | Legal Services | 195 | $47K | $9K |
| Safeguard Health Plans, Inc. | Dental, HMO | 173 | $29K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 6,037 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- AAA Cooper Transportation
- Sponsor EIN
- 63-0364620
- Plan number
- 505
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 63-0364620 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- AAA Cooper Transportation Pension Plan for Eligible Employees
- Type
- Pension plan
- Participants
- 1,165
About this data
Source: AAA Cooper Transportation's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with AAA Cooper Transportation.