MMR Group, Inc.

Baton Rouge, LA ConstructionNAICS 238210

Self-funded health planPlan year 2025Renews January
3,434Participants+24% vs. prior year
$8.1MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 5Construction in LABy participants

Overview

MMR Group, Inc. sponsors a self-funded health plan that covered 3,434 participants in plan year 2025, up 24% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
3,434 · prior year 2,772
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
MMR Group, Inc. Employee Benefits Plan, plan 501 (3,434 participants)
Stop-loss carrier
Granular Insurance Company
Broker compensation
$1.2M across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Standard Insurance CompanyLife, Long-term disability, Short-term disability, Cancer, Critical Illness, Hospital Indem4,167$3.7M$830K
Cigna Health and Life Insurance Company and AffiliatesDental2,922$2.4M$116K
Granular Insurance CompanyStop-loss2,912$2.1M$256K
Metropolitan Life Insurance CompanyVision2,875$251K$25K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$8.1M/ year

Estimated prescription spend: 3,434 participants × $2,371 national average per member. Usually higher once dependents are counted.

$212K–$522K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$62K–$155K
Lower-cost therapeutic alternatives$90K–$189K
Generic pricing vs. actual cost$39K–$117K
PBM contract terms$20K–$61K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
MMR Group, Inc.
Sponsor EIN
72-1271030
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 72-1271030 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: MMR Group, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with MMR Group, Inc..

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