PSC Group LLC

Baton Rouge, LA Transportation & logisticsNAICS 488300

Self-funded health planPlan year 2025Renews January
3,499Participants+15% vs. prior year
$8.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#3 of 14Transportation & logistics in LABy participants

Overview

PSC Group LLC sponsors a self-funded health plan that covered 3,499 participants in plan year 2025, up 15% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
3,499 · prior year 3,042
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
PSC Group LLC Health & Welfare Plan, plan 501 (3,499 participants)
Broker compensation
$685K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Lincoln National Life Insurance CompanyLife, Short-term disability, Long-term disability5,449$3.2M$246K
The Lincoln National Life Insurance CompanyAccident, Critical Illness, Hospital2,416$935K$307K
Transamerica Life Insurance CompanyLife989$286K$105K
Ameritas Life Insurance CorporationVision7,073$231K$25K
Provident Life and Accident Insurance CompanyLife, Short-term disability185$48K$1K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$8.3M/ year

Estimated prescription spend: 3,499 participants × $2,371 national average per member. Usually higher once dependents are counted.

$216K–$532K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$63K–$158K
Lower-cost therapeutic alternatives$92K–$192K
Generic pricing vs. actual cost$40K–$119K
PBM contract terms$21K–$62K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
PSC Group LLC
Sponsor EIN
83-4157485
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 83-4157485 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
PSC Group 401(k) Plan
Type
401(k) plan
Participants
6,491

About this data

Source: PSC Group LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with PSC Group LLC.

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