Performance Contractors Inc.

Baton Rouge, LA ConstructionNAICS 237990

Self-funded health planPlan year 2025Renews January
2,274Participants+1% vs. prior year
$5.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#3 of 5Construction in LABy participants

Overview

Performance Contractors Inc. sponsors a self-funded health plan that covered 2,274 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,274 · prior year 2,263
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Performance Contractors, Inc. Health Benefit Trust, plan 503 (2,274 participants)
Stop-loss carrier
Blue Cross Blue Shield of South Carolina; BCS Insurance Company; Siriuspoint America Insurance Company
Broker compensation
$484K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disability

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Delta Dental Insurance CompanyDental4,677$1.4M$140K
Siriuspoint America Insurance CompanyStop-loss2,114$655K—
Mutual of OmahaLife, Long-term disability2,090$527K$105K
BCS Insurance CompanyStop-loss1,861$522K$60K
Ameritas Life Insurance CompanyVision3,830$223K$25K
American Heritage Life Insurance CompanyLife38$7K$1K
Blue Cross Blue Shield of South CarolinaMedical, Prescription drug, Stop-loss2,073—$152K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$5.4M/ year

Estimated prescription spend: 2,274 participants × $2,371 national average per member. Usually higher once dependents are counted.

$140K–$346K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$41K–$102K
Lower-cost therapeutic alternatives$60K–$125K
Generic pricing vs. actual cost$26K–$78K
PBM contract terms$13K–$40K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Performance Contractors Inc.
Sponsor EIN
72-0875986
Plan number
503
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 72-0875986 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Performance Contractors, Inc. 401(k) Salary Savings Plan
Type
401(k) plan
Participants
7,159

About this data

Source: Performance Contractors Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Performance Contractors Inc..

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