NVR, Inc.

Reston, VA ConstructionNAICS 236110

Self-funded health planPlan year 2025Renews January
7,191Participants+1% vs. prior year
$17.0MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 17Construction in VABy participants

Overview

NVR, Inc. sponsors a self-funded health plan that covered 7,191 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
7,191 · prior year 7,141
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
NVR, Inc. Employee Health Benefits Plan, plan 507 (7,191 participants)
Broker compensation
$89K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilitySeveranceDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Delta Dental of VirginiaDental11,395$3.6M—
Standard Insurance CompanyLife, Long-term disability8,354$3.5M$57K
Eyemed Vision Care on Behalf of the Fidelity Security Life Ins. Co.Vision9,353$423K$32K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$17.0M/ year

Estimated prescription spend: 7,191 participants × $2,371 national average per member. Usually higher once dependents are counted.

$443K–$1.1M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$130K–$324K
Lower-cost therapeutic alternatives$189K–$396K
Generic pricing vs. actual cost$82K–$246K
PBM contract terms$43K–$128K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
NVR, Inc.
Sponsor EIN
54-1394360
Plan number
507
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 54-1394360 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
NVR, Inc. Profit Sharing Plan
Type
401(k) plan
Participants
8,917

About this data

Source: NVR, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with NVR, Inc..

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