OSF Healthcare System
Overview
OSF Healthcare System sponsors a self-funded health plan that covered 19,566 participants in plan year 2025, up 7% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 19,566 · prior year 18,305
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- OSF Healthcare System Group Medical and Dental Plan, plan 501 (19,566 participants)
- Broker compensation
- $2.1M across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Reliastar Life Insurance Company | Life | 39,358 | $9.7M | $1.7M |
| Unum Life Insurance Company of America | Long-term disability | 9,592 | $4.1M | $346K |
| Vision Service Plan | Vision | 17,004 | $2.0M | $9K |
| John Hancock | Long Term Care | 223 | $410K | $32K |
| ComPsych Corporation | Employee Assistance Program | 25,750 | $287K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 19,566 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- OSF Healthcare System
- Sponsor EIN
- 37-0813229
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 37-0813229 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Katherine Shaw Bethea Hospital Retirement Savings Plan
- Type
- Defined contribution plan
- Participants
- 1,163
About this data
Source: OSF Healthcare System's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with OSF Healthcare System.