The Carle Foundation
Overview
The Carle Foundation sponsors a self-funded health plan that covered 14,735 participants in plan year 2025, up 18% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, long-term disability, death benefits.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 14,735 · prior year 12,461
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- The Carle Foundation Employees Health Insurance Plan, plan 504 (14,735 participants); The Carle Foundation Section 125 Plan, plan 509 (3,285 participants)
- Broker compensation
- $609K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Hartford Life and Accident | Long-term disability, Life | 14,953 | $6.1M | $609K |
| Life Insurance Company of North America | Accidental Death and Dismemberment | 12,461 | $2K | $363 |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 14,735 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- The Carle Foundation
- Sponsor EIN
- 37-0673465
- Plan numbers
- 504, 509
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 37-0673465 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Carle Health Central Illinois Pension Plan
- Type
- Pension plan
- Participants
- 2,951
About this data
Source: The Carle Foundation's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with The Carle Foundation.