USA Hauling and Recycling, Inc.

Enfield, CT Business servicesNAICS 562000

Self-funded health planPlan year 2025Renews January
1,018Participants+9% vs. prior year
$2.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 4Business services in CTBy participants

Overview

USA Hauling and Recycling, Inc. sponsors a self-funded health plan that covered 1,018 participants in plan year 2025, up 9% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,018 · prior year 938
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
USA Waste & Recycling Section 125 Plan, plan 501 (1,018 participants)
Broker compensation
$53K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyLife, Short-term disability, Long-term disability1,354$501K$47K
Wellfleet Insurance CompanyAccident, Critical Illness613$119K—
Eyemed Vision Care on Behalf of the Fidelity Security Life Ins CompanyVision1,307$90K$6K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.4M/ year

Estimated prescription spend: 1,018 participants × $2,371 national average per member. Usually higher once dependents are counted.

$63K–$155K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$18K–$46K
Lower-cost therapeutic alternatives$27K–$56K
Generic pricing vs. actual cost$12K–$35K
PBM contract terms$6K–$18K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
USA Hauling and Recycling, Inc.
Sponsor EIN
06-1085178
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 06-1085178 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: USA Hauling and Recycling, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with USA Hauling and Recycling, Inc..

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