R. C. Hedreen Company
Overview
R. C. Hedreen Company sponsors a self-funded health plan that covered 896 participants in plan year 2025, down 15% from the prior year. The plan year starts in February. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 896 · prior year 1,051
- Plan year
- Begins February 1 · next renewal February 2027
- Health plans filed
- R. C. Hedreen Health and Welfare Plan, plan 501 (896 participants)
- Broker compensation
- $66K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Unum Life Insurance Company of America | Life, Short-term disability, Long-term disability | 896 | $340K | $58K |
| Unum Insurance Company | Accident, Critical Illness, Hospital | 56 | $20K | $4K |
| American Heritage Life Insurance Company | Life | 36 | $17K | $5K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 896 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- R. C. Hedreen Company
- Sponsor EIN
- 91-1005941
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 91-1005941 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- R.c. Hedreen Company Retirement Savings Plan
- Type
- 401(k) plan
- Participants
- 1,395
About this data
Source: R. C. Hedreen Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with R. C. Hedreen Company.