Rudolph Foods Company Inc.

Lima, OH ManufacturingNAICS 311900

Self-funded health planPlan year 2025Renews January
650Participants-2% vs. prior year
$1.5MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#109 of 147Manufacturing in OHBy participants

Overview

Rudolph Foods Company Inc. sponsors a self-funded health plan that covered 650 participants in plan year 2025, down 2% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, vision, short-term disability, long-term disability.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
650 · prior year 663
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Rudolph Foods-Nonunion Employee Benefit Plan, plan 501 (650 participants)
Stop-loss carrier
Swiss Re-Swiss RE
Broker compensation
$137K across insured contracts
MedicalLife insuranceVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Swiss Re-Swiss REStop-loss428$775K$92K
Life Insurance Company of North AmericaShort-term disability, Life, Long-term disability116$490K$41K
EyemedVision876$57K—
Cigna Health and Life Insurance CompanyCritical Illness, Accidental Injury153$39K$4K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.5M/ year

Estimated prescription spend: 650 participants × $2,371 national average per member. Usually higher once dependents are counted.

$40K–$99K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$12K–$29K
Lower-cost therapeutic alternatives$17K–$36K
Generic pricing vs. actual cost$7K–$22K
PBM contract terms$4K–$12K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Rudolph Foods Company Inc.
Sponsor EIN
34-1563471
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 34-1563471 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Rudolph Foods Company, Inc. 401(k) Retirement Plan
Type
401(k) plan
Participants
1,071

About this data

Source: Rudolph Foods Company Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Rudolph Foods Company Inc..

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