Saint-Gobain Corporation

Malvern, PA ManufacturingNAICS 327210

Self-funded health planPlan year 2025Renews January
15,589Participants+2% vs. prior year
$37.0MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#2 of 105Manufacturing in PABy participants

Overview

Saint-Gobain Corporation sponsors a self-funded health plan that covered 15,589 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
15,589 · prior year 15,351
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Saint-Gobain Corporation Group Insurance Plan, plan 501 (15,589 participants)
Broker compensation
$669K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Prudential Insurance Company of AmericaLife, Short-term disability, Long-term disability15,499$16.6M$222K
Delta Dental of PennsylvaniaDental26,796$10.1M—
Sierra Health and Life Insurance Company, Inc.Medical, Prescription drug2,864$9.0M$33K
Aetna Life Insurance CompanyMedical, Prescription drug, PPO812$2.9M—
Metropolitan Life Insurance CompanyAccident, Critical Illness12,671$1.8M$415K
Vision Service PlanVision13,066$1.4M—
Ace American Insurance CompanyBusiness Travel Accident15,155$28K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$37.0M/ year

Estimated prescription spend: 15,589 participants × $2,371 national average per member. Usually higher once dependents are counted.

$961K–$2.4M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$281K–$702K
Lower-cost therapeutic alternatives$410K–$858K
Generic pricing vs. actual cost$177K–$532K
PBM contract terms$92K–$277K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Saint-Gobain Corporation
Sponsor EIN
23-2615166
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 23-2615166 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Saint-Gobain Corporation 401(k) Plan for Hourly Employees
Type
401(k) plan
Participants
12,105

About this data

Source: Saint-Gobain Corporation's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Saint-Gobain Corporation.

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