Sako and Partners Lower Holdings

Houston, TX Real estateNAICS 531310

Self-funded health planPlan year 2025Renews April
9,084ParticipantsPrior year not comparable
$21.5MEst. pharmacy spend / yrParticipants × national avg.
Apr 2027Next renewalPlan year begins April 1
#1 of 28Real estate in TXBy participants

Overview

Sako and Partners Lower Holdings sponsors a self-funded health plan that covered 9,084 participants in plan year 2025. The plan year starts in April. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
9,084 · prior year 4,518
Plan year
Begins April 1 · next renewal April 2027
Health plans filed
Asset Employee Welfare Benefit Plan, plan 501 (9,084 participants)
Broker compensation
$556K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Hartford Life and AccidentLife, Short-term disability, Long-term disability8,170$2.8M$423K
Metropolitan Life Insurance CompanyDental10,911$2.1M$94K
Vision Service PlanVision6,866$410K$39K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$21.5M/ year

Estimated prescription spend: 9,084 participants × $2,371 national average per member. Usually higher once dependents are counted.

$560K–$1.4M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$164K–$409K
Lower-cost therapeutic alternatives$239K–$500K
Generic pricing vs. actual cost$103K–$310K
PBM contract terms$54K–$162K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning April 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Sako and Partners Lower Holdings
Sponsor EIN
82-4621540
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 82-4621540 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Sako and Partners Lower Holdings's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Sako and Partners Lower Holdings.

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