Willow Bridge E.c.w. LLC

Dallas, TX Real estateNAICS 531310

Self-funded health planPlan year 2025Renews January
5,469Participants+17% vs. prior year
$13.0MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#2 of 28Real estate in TXBy participants

Overview

Willow Bridge E.c.w. LLC sponsors a self-funded health plan that covered 5,469 participants in plan year 2025, up 17% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
5,469 · prior year 4,686
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Willow Bridge E.c.w. LLC Health and Welfare Benefits Plan, plan 501 (5,469 participants)
Broker compensation
$137K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Hartford Life and AccidentLife, Short-term disability, Long-term disability5,256$2.4M$125K
Metropolitan Life Insurance CompanyVision5,935$255K$12K
Zurich American Insurance CompanyBusiness Travel Accident5,469$950$333

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$13.0M/ year

Estimated prescription spend: 5,469 participants × $2,371 national average per member. Usually higher once dependents are counted.

$337K–$831K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$99K–$246K
Lower-cost therapeutic alternatives$144K–$301K
Generic pricing vs. actual cost$62K–$187K
PBM contract terms$32K–$97K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Willow Bridge E.c.w. LLC
Sponsor EIN
75-1979005
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 75-1979005 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Willow Bridge 401(k) Plan
Type
401(k) plan
Participants
7,444

About this data

Source: Willow Bridge E.c.w. LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Willow Bridge E.c.w. LLC.

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