San Luis Valley Health

Alamosa, CO Health careNAICS 622000

Self-funded health planPlan year 2025Renews January
519Participants0% vs. prior year
$1.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#27 of 28Health care in COBy participants

Overview

San Luis Valley Health sponsors a self-funded health plan that covered 519 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
519 · prior year 519
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
San Luis Valley Health Welfare Benefit Plan, plan 501 (519 participants); The Lutheran Hospital Association of the San Luis Valley DBA San Luis Valley Health, Flexible Benefits Plan, plan 510 (172 participants)
Broker compensation
$54K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Delta Dental of ColoradoDental991$371K—
Reliance Standard Life Insurance CompanyLong-term disability636$224K$12K
The Lincoln National Life Insurance CompanyLife737$222K$19K
Continental American Insurance CompanyCritical Illness, Accident211$112K$15K
Vision Service PlanVision420$97K$3K
AflacAD&D65$67K$5K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.2M/ year

Estimated prescription spend: 519 participants × $2,371 national average per member. Usually higher once dependents are counted.

$32K–$79K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$9K–$23K
Lower-cost therapeutic alternatives$14K–$29K
Generic pricing vs. actual cost$6K–$18K
PBM contract terms$3K–$9K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
San Luis Valley Health
Sponsor EIN
84-0255530
Plan numbers
501, 510
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 84-0255530 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
San Luis Valley Health 403(b) Plan
Type
Defined contribution plan
Participants
860

About this data

Source: San Luis Valley Health's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with San Luis Valley Health.

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