Shelter Mutual Insurance Company
Overview
Shelter Mutual Insurance Company sponsors a self-funded health plan that covered 3,066 participants in plan year 2025, up 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 3,066 · prior year 2,987
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Shelter Mutual Insurance Company Comprehensive Health and Welfare Plan, plan 513 (3,066 participants)
- Broker compensation
- $53K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Shelter Life Company | Life | 3,115 | $693K | — |
| Hartford Life and Accident | Long-term disability, Accidental Death and Dismemberment, Business Travel Accident | 2,154 | $600K | $53K |
| Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co. | Vision | 3,398 | $248K | — |
| Preferred Resource Network, Inc. DBA Personal Assistance Services | Employee Assistance Program | 3,552 | $76K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 3,066 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Shelter Mutual Insurance Company
- Sponsor EIN
- 43-0613000
- Plan number
- 513
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 43-0613000 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- The Savings and Profit Sharing Plan for Employees of Shelter Insurance Companies
- Type
- 401(k) plan
- Participants
- 3,453
About this data
Source: Shelter Mutual Insurance Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Shelter Mutual Insurance Company.