Southeastern Freight Lines, Inc.

Columbia, SC Transportation & logisticsNAICS 484120

Self-funded health planPlan year 2025Renews January
8,018Participants-1% vs. prior year
$19.0MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 2Transportation & logistics in SCBy participants

Overview

Southeastern Freight Lines, Inc. sponsors a self-funded health plan that covered 8,018 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
8,018 · prior year 8,140
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Southeastern Freight Lines, Inc. Insurance Plan, plan 511 (8,018 participants)
Broker compensation
$1.0M across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyShort-term disability, Long-term disability7,813$4.7M$253K
Securian Life Insurance CompanyAccidental Death and Dismemberment, Life14,036$4.1M$91K
Reliastar Life Insurance CompanyAccident, Critical Illness and Hospital 19,321$3.6M$674K
Blue Cross Blue Shield of South CarolinaVision6,709$760K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$19.0M/ year

Estimated prescription spend: 8,018 participants × $2,371 national average per member. Usually higher once dependents are counted.

$494K–$1.2M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$144K–$361K
Lower-cost therapeutic alternatives$211K–$441K
Generic pricing vs. actual cost$91K–$274K
PBM contract terms$48K–$143K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Southeastern Freight Lines, Inc.
Sponsor EIN
57-0301199
Plan number
511
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 57-0301199 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Southeastern Freight Lines Retirement Savings Program
Type
401(k) plan
Participants
10,084

About this data

Source: Southeastern Freight Lines, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Southeastern Freight Lines, Inc..

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