Southern Medical Health Systems, Inc.
Overview
Southern Medical Health Systems, Inc. sponsors a self-funded health plan that covered 1,154 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,154 · prior year 1,175
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Southern Medical Health Systems, Inc. Medical Plan, plan 501 (1,154 participants)
- Stop-loss carrier
- HM Life Insurance Company
- Broker compensation
- $95K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| HM Life Insurance Company | Stop-loss | 1,129 | $269K | $42K |
| The Lincoln National Life Insurance Company | Life, AD&D, Long-term disability | 1,045 | $204K | $49K |
| Blue Cross and Blue Shield of Alabama | Vision | 876 | $193K | — |
| Metropolitan Life Insurance Company | Long-term disability | 72 | $35K | $3K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,154 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Southern Medical Health Systems, Inc.
- Sponsor EIN
- 63-0885975
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 63-0885975 in the Department of Labor's EFAST2 Form 5500 search.
About this data
Source: Southern Medical Health Systems, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Southern Medical Health Systems, Inc..


