Stanley Black & Decker, Inc.
Overview
Stanley Black & Decker, Inc. sponsors a self-funded health plan that covered 973 participants in plan year 2025, down 8% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 973 · prior year 1,052
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- The Stanley Black & Decker Retiree Health Reimbursement Arrangement, plan 600 (973 participants)
- Broker compensation
- $1.6M across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Securian Life Insurance Company | Life | 20,511 | $7.9M | $1.5M |
| Kaiser Foundation Health Plan Inc. | Medical, Prescription drug, HMO | 876 | $7.3M | — |
| Metropolitan Life Insurance Company | Long-term disability | 14,062 | $2.1M | $68K |
| Cigna Health and Life Insurance Company and Affiliates | Dental, HMO, Medical, Prescription drug, Vision | 21,714 | $1.7M | — |
| Unum Life Insurance Company of America | Long-term disability | 748 | $894K | $20K |
| Curalinc, LLC DBA Curalinc Healthcare | Employee Assistance Program | 15,737 | $311K | — |
| Legalease | Pre-Paid Legal | 1,571 | $293K | $44K |
| Ace American Insurance Company | Business Travel Accident | 14,900 | $93K | $6K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 973 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Stanley Black & Decker, Inc.
- Sponsor EIN
- 06-0548860
- Plan number
- 600
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 06-0548860 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Stanley Black & Decker Retirement Account Plan
- Type
- 401(k) plan
- Participants
- 27,853
About this data
Source: Stanley Black & Decker, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Stanley Black & Decker, Inc..