Stoel Rives, LLP

Portland, OR Professional servicesNAICS 541110

Self-funded health planPlan year 2025Renews January
566Participants+5% vs. prior year
$1.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#5 of 5Professional services in ORBy participants

Overview

Stoel Rives, LLP sponsors a self-funded health plan that covered 566 participants in plan year 2025, up 5% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
566 · prior year 538
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Stoel Rives Self-Insured Medical Plan, plan 506 (566 participants)
Stop-loss carrier
Commencement Bay Risk Management Insurance Company
Broker compensation
$24K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Commencement Bay Risk Management Insurance CompanyStop-loss1,013$1.3M—
Standard Insurance CompanyLife, Long-term disability628$950K—
Oregon Dental Service DBA Delta Dental Plan of OregonDental1,113$651K—
Kaiser Foundation Health Plan of the NorthwestMedical, Prescription drug, HMO96$555K—
Kaiser Foundation Health Plan, Inc.Medical, Prescription drug, HMO32$312K—
Metropolitan Life Insurance CompanyLife, Short-term disability162$286K$3K
Prudential Insurance Company of AmericaLong Term Care59$159K$21K
Vision Service PlanVision630$77K—
Hartford Life and Accident Insurance CompanyAccidental Death and Dismemberment628$7K$406

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.3M/ year

Estimated prescription spend: 566 participants × $2,371 national average per member. Usually higher once dependents are counted.

$35K–$86K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$10K–$25K
Lower-cost therapeutic alternatives$15K–$31K
Generic pricing vs. actual cost$6K–$19K
PBM contract terms$3K–$10K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Stoel Rives, LLP
Sponsor EIN
93-0408771
Plan number
506
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 93-0408771 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Stoel Rives Retirement Plan
Type
401(k) plan
Participants
1,325

About this data

Source: Stoel Rives, LLP's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Stoel Rives, LLP.

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