Superhero Fire Protection, LLC

Lawrenceville, GA ConstructionNAICS 238290

Self-funded health planPlan year 2024Renews August
735ParticipantsFirst year on file
$1.7MEst. pharmacy spend / yrParticipants × national avg.
Aug 2027Next renewalPlan year begins August 1
#11 of 23Construction in GABy participants

Overview

Superhero Fire Protection, LLC sponsors a self-funded health plan that covered 735 participants in plan year 2024. The plan year starts in August. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
735
Plan year
Begins August 1 · next renewal August 2027
Health plans filed
Superhero Fire Protection, LLC Welfare Benefits Plan, plan 503 (735 participants)
Stop-loss carrier
Cchi-Ioa Re-Us Fire Ins
Broker compensation
$155K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Cchi-Ioa Re-Us Fire InsStop-loss549$1.2M—
The Guardian Life Insurance Company of AmericaDental, Vision, Life, Short-term disability, Long-term disability735$780K$155K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.7M/ year

Estimated prescription spend: 735 participants × $2,371 national average per member. Usually higher once dependents are counted.

$45K–$112K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$13K–$33K
Lower-cost therapeutic alternatives$19K–$40K
Generic pricing vs. actual cost$8K–$25K
PBM contract terms$4K–$13K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning August 2027: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
Superhero Fire Protection, LLC
Sponsor EIN
46-1224295
Plan number
503
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 46-1224295 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Superhero Fire Protection 401(k) Plan
Type
401(k) plan
Participants
767

About this data

Source: Superhero Fire Protection, LLC's Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Superhero Fire Protection, LLC.

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