Texas Gas Transmission, LLC

Owensboro, KY Transportation & logisticsNAICS 486000

Self-funded health planPlan year 2025Renews January
1,229Participants-1% vs. prior year
$2.9MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#3 of 6Transportation & logistics in KYBy participants

Overview

Texas Gas Transmission, LLC sponsors a self-funded health plan that covered 1,229 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,229 · prior year 1,244
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Texas Gas Group Benefit Program, plan 503 (1,229 participants)
Stop-loss carrier
First Symetra National Life Ins Co. of New York
Broker compensation
$50K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Prudential Insurance Company of AmericaLife1,600$1.1M$30K
First Symetra National Life Ins Co. of New YorkStop-loss533$439K$5K
Hartford Life and AccidentLong-term disability533$112K$7K
Vision Service PlanVision458$98K—
American Heritage Life Insurance CompanyCancer and Specified Disease241$76K$9K
Anthem Insurance Companies, Inc.EAP533$8K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.9M/ year

Estimated prescription spend: 1,229 participants × $2,371 national average per member. Usually higher once dependents are counted.

$76K–$187K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$22K–$55K
Lower-cost therapeutic alternatives$32K–$68K
Generic pricing vs. actual cost$14K–$42K
PBM contract terms$7K–$22K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Texas Gas Transmission, LLC
Sponsor EIN
61-0405152
Plan number
503
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 61-0405152 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Texas Gas Retirement Plan
Type
Pension plan
Participants
303

About this data

Source: Texas Gas Transmission, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Texas Gas Transmission, LLC.

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