Southern Star Central Gas Pipeline, Inc.

Owensboro, KY Transportation & logisticsNAICS 486000

Self-funded health planPlan year 2025Renews January
668Participants+0% vs. prior year
$1.6MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#5 of 6Transportation & logistics in KYBy participants

Overview

Southern Star Central Gas Pipeline, Inc. sponsors a self-funded health plan that covered 668 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
668 · prior year 666
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Southern Star Central Gas Pipeline, Inc. Wrap Welfare Plan, plan 504 (668 participants); Southern Star Retiree Medical Coverage Plan, plan 505 (297 participants)
Stop-loss carrier
United Healthcare Insurance Company
Broker compensation
$56K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
United Healthcare Insurance CompanyStop-loss1,845$1.3M—
Sierra Health and Life Insurance Company, Inc.Medical356$999K$50K
Standard Insurance CompanyLife, Long-term disability674$757K$6K
Delta Dental of KentuckyDental1,888$657K—
Vision Service PlanVision567$135K—
ComPsychEmployee Assistance Program658$13K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.6M/ year

Estimated prescription spend: 668 participants × $2,371 national average per member. Usually higher once dependents are counted.

$41K–$102K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$12K–$30K
Lower-cost therapeutic alternatives$18K–$37K
Generic pricing vs. actual cost$8K–$23K
PBM contract terms$4K–$12K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Southern Star Central Gas Pipeline, Inc.
Sponsor EIN
73-0183220
Plan numbers
504, 505
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 73-0183220 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Southern Star Investment Plan
Type
401(k) plan
Participants
757

About this data

Source: Southern Star Central Gas Pipeline, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Southern Star Central Gas Pipeline, Inc..

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