The Estee Lauder Companes Inc.
Overview
The Estee Lauder Companes Inc. sponsors a self-funded health plan that covered 10,726 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, short-term disability, long-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 10,726 · prior year 10,663
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- The Estee Lauder Companies Inc. Group Medical, Dental, Prescription Drug, Long Term Disability, Life, Accidental Death and Dismemberment, plan 503 (10,726 participants); The Estee Lauder Companies Retiree Medical Plan, plan 512 (191 participants)
- Broker compensation
- $227K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Hartford Life and Accident | Life, Long-term disability, Short-term disability | 8,543 | $8.6M | $157K |
| National Union Fire Ins. Co. of Pittsburgh, PA | Voluntary Accidental Death and Dismember, Basic Accidental Death and Dismemberment, Business Travel Accident | 8,600 | $466K | $70K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 10,726 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- The Estee Lauder Companes Inc.
- Sponsor EIN
- 11-2408943
- Plan numbers
- 503, 512
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 11-2408943 in the Department of Labor's EFAST2 Form 5500 search.
About this data
Source: The Estee Lauder Companes Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with The Estee Lauder Companes Inc..


