The Ogeechee Group, Inc. DBA Macaljon/scl

Savannah, GA ConstructionNAICS 236200

Self-funded health planPlan year 2024Renews September
504ParticipantsFirst year on file
$1.2MEst. pharmacy spend / yrParticipants × national avg.
Sep 2027Next renewalPlan year begins September 1
#23 of 23Construction in GABy participants

Overview

The Ogeechee Group, Inc. DBA Macaljon/scl sponsors a self-funded health plan that covered 504 participants in plan year 2024. The plan year starts in September. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
504
Plan year
Begins September 1 · next renewal September 2027
Health plans filed
The Ogeechee Group DBA Macaljon/scl Health and Welfare Plan, plan 502 (504 participants)
Broker compensation
$145K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Unum Life Insurance Company of AmericaLife, Short-term disability, Long-term disability, Accident, Critical Illness, Hospitalizat467$499K$100K
Starmount Life Insurance CompanyDental, Vision449$347K$45K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.2M/ year

Estimated prescription spend: 504 participants × $2,371 national average per member. Usually higher once dependents are counted.

$31K–$77K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$9K–$23K
Lower-cost therapeutic alternatives$13K–$28K
Generic pricing vs. actual cost$6K–$17K
PBM contract terms$3K–$9K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning September 2027: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
The Ogeechee Group, Inc. DBA Macaljon/scl
Sponsor EIN
58-2498918
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 58-2498918 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: The Ogeechee Group, Inc. DBA Macaljon/scl's Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with The Ogeechee Group, Inc. DBA Macaljon/scl.

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