American College of Cardiology

Washington, DC Other servicesNAICS 813000

Self-funded health planPlan year 2025Renews January
595Participants+8% vs. prior year
$1.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#3 of 6Other services in DCBy participants

Overview

American College of Cardiology sponsors a self-funded health plan that covered 595 participants in plan year 2025, up 8% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
595 · prior year 553
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
American College of Cardiology Master Welfare Benefit Plan, plan 501 (595 participants)
Broker compensation
$165K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Sun Life Assurance Company of CanadaDental463$531K$88K
Unum Life Insurance Company of AmericaLife, Long-term disability595$343K$46K
Unum Insurance CompanyAccident, Critical Illness, Hospital Indemnity209$98K$29K
Ulliance, Inc.Life Advisor Employee Assistance Program528$15K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.4M/ year

Estimated prescription spend: 595 participants × $2,371 national average per member. Usually higher once dependents are counted.

$37K–$90K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$11K–$27K
Lower-cost therapeutic alternatives$16K–$33K
Generic pricing vs. actual cost$7K–$20K
PBM contract terms$4K–$11K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
American College of Cardiology
Sponsor EIN
13-5641985
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 13-5641985 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
American College of Cardiology Defined Contribution Retirement Plan
Type
Defined contribution plan
Participants
1,114

About this data

Source: American College of Cardiology's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with American College of Cardiology.

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