University of Southern California
Overview
University of Southern California sponsors a self-funded health plan that covered 24,194 participants in plan year 2025, up 7% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 24,194 · prior year 22,715
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- University of Southern California Group Health and Dental Plan, plan 520 (24,194 participants)
- Broker compensation
- $2.7M across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Blue Cross of California | Medical, HMO | 4,065 | $55.6M | — |
| Kaiser Foundation Health Plan, Inc. | Medical | 5,283 | $44.9M | — |
| Metropolitan Life Insurance Company | Life, Medical, Long-term disability | 30,907 | $19.5M | $2.5M |
| Rocky Mountain Hospital & Medical Service Inc. | Medical, Dental, Vision, PPO | 567 | $3.7M | $98K |
| Metropolitan General Insurance Company | Legal | 5,341 | $1.1M | $21K |
| Aetna Life Insurance Company | Medical, Prescription drug, PPO | 304 | $416K | $25K |
| United Concordia Dental Plans of California, Inc. | Dental | 1,199 | $325K | — |
| Aetna Health of California, Inc. | Medical, Prescription drug, HMO | 268 | $267K | $17K |
| Hartford Life and Accident | Life, Short-term disability, Long-term disability | 412 | $192K | $19K |
| Vision Service Plan | Vision | 1,664 | $190K | — |
| Delta Dental of California | Dental | 256 | $52K | $5K |
| Ace American Insurance Company | Accidental Death & Dismemberment Insuran | 43,481 | $23K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 24,194 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- University of Southern California
- Sponsor EIN
- 95-1642394
- Plan number
- 520
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 95-1642394 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- University of Southern California Defined Contribution Retirement Plan
- Type
- Defined contribution plan
- Participants
- 47,072
About this data
Source: University of Southern California's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with University of Southern California.