USG Corporation

Chicago, IL ManufacturingNAICS 327400

Self-funded health planPlan year 2025Renews January
11,400Participants+11% vs. prior year
$27.0MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#7 of 122Manufacturing in ILBy participants

Overview

USG Corporation sponsors a self-funded health plan that covered 11,400 participants in plan year 2025, up 11% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
11,400 · prior year 10,247
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
USG Selectbenefits Program, plan 501 (11,400 participants)
Broker compensation
$246K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyDental, Short-term disability, Long-term disability, Life14,635$4.0M$241K
Vision Service PlanVision5,252$890K—
National Union Fire Ins. Co. of Pittsburgh, PAAccidental Death & Dismemberment, Busine6,330$16K$4K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$27.0M/ year

Estimated prescription spend: 11,400 participants × $2,371 national average per member. Usually higher once dependents are counted.

$703K–$1.7M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$205K–$514K
Lower-cost therapeutic alternatives$300K–$627K
Generic pricing vs. actual cost$130K–$389K
PBM contract terms$68K–$203K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
USG Corporation
Sponsor EIN
36-3329400
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 36-3329400 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
USG Corporation Retirement Plan
Type
Pension plan
Participants
9,416

About this data

Source: USG Corporation's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with USG Corporation.

Request a correction · Methodology