Archer Daniels Midland Company
Overview
Archer Daniels Midland Company sponsors a self-funded health plan that covered 9,759 participants in plan year 2025, up 5% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 9,759 · prior year 9,260
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- ADM Omnibus Health and Welfare Plan for Hourly Employees, plan 506 (9,759 participants); ADM Omnibus Health and Welfare Plan for Salaried Employees, plan 503 (8,778 participants); ADM Medical Benefits Plan for Hourly and HRA Retirees, plan 508 (1,382 participants)
- Broker compensation
- $303K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Minnesota Life Insurance Company | Life | 10,079 | $9.9M | — |
| Metropolitan Life Insurance Company | Long Term Care, Short-term disability, Long-term disability | 17,556 | $9.3M | $218K |
| Vision Service Plan | Vision | 12,392 | $4.4M | — |
| MetLife Legal Plans | Legal | 1,414 | $525K | $71K |
| National Union Fire Ins. Co. of Pittsburgh, PA | Accidental Death and Dismemberment | 17,927 | $69K | $14K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 9,759 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Archer Daniels Midland Company
- Sponsor EIN
- 41-0129150
- Plan numbers
- 506, 503, 508
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 41-0129150 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- ADM Pension Plan for Hourly-Wage Employees
- Type
- Pension plan
- Participants
- 13,063
About this data
Source: Archer Daniels Midland Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Archer Daniels Midland Company.